Modern Banking and Financial System - I

1. Commercial Banks in India
1.1 Types and Functions of Commercial Bank.
1.2 Importance of Commercial Banks.
1.3 Distinction between Commercial Banks and Financial Institutions.
1.4 Phases of Development- 1951-1990 and Since 1991.
1.5 Regional Rural Bank- objectives, functions.

2. Co-Operative Banks in India
2.1 Meaning and Structure of Co-Operative Banks.
2.2 Urban Co-Operative Banks - Objectives, Functions.
2.3 Rural Co-Operative Banks - Objectives, Functions.
2.4 Problems of Co-Operative Banks.
2.5 Measures to Solve These.

3. Problem of Non- Performing Assets
3.1 Meaning and Definition of NPA.
3.2 Types of NPA.
3.3 Impact of NPA and Consequences of NPA.
3.4 Identification of NPAs.
3.5 NPA and Credit Cycles in India.

4. Monetary Policy of Reserve Bank of India
4.1 Meaning and Definition of Monetary Policy
4.2 Objective and Mechanism of Monetary Policy
4.3 Instrument of Monetary Policy (Bank Rate, CRR, OMO, SLR, Repo Rate & Reverse Repo Rate)
4.4 Recent Monetary Policy of RBI.

5. Basel Accord
5.1 Introduction.
5.2 Basel ‘I’ Accord.
5.3 Basel ‘II’ Accord.
5.4 The First Pillar - Minimum Capital Requirement.
5.5 The Second Pillar - Supervisory Review Process.
5.6 The Third Pillar - Market Discipline.
5.7 Bank Recapitalization.
5.8 Insolvency and Bankruptcy Code, 2016.

6. Modern Concept in Banking
6.1 Retail Banking - Meaning And Concept of Retail Banking in India, Retail Products, Drivers of Retail Business in India, Opportunities of Retail Banking in India.
6.2 Wholesale Banking - Meaning.
6.3 International Banking - Introduction, Needs of Exporters, Requirements of Importers, Remittance Services.
6.4 Universal Banking - Meaning, Progress of Universal Banking in India.